For frequent shoppers at Kasumi supermarkets across Japan, applying for the KASUMI Credit Card online provides access to point rewards.
Issued by AEON Credit Service, this card is built for practical, day-to-day savings.
In this guide, you’ll find an updated look at how to apply, what to expect during review, and how it measures up to other top consumer cards.
Why the KASUMI Credit Card May Be Right for You
The KASUMI Credit Card is designed with Kasumi customers in mind. It links seamlessly with the WAON point system.
Also, offers exclusive supermarket discounts and connects with AEON Pay, AEON ID, and Apple Pay for mobile transactions.
It’s especially useful if you:
- Shop regularly at Kasumi or AEON-affiliated stores.
- Want to manage your card digitally through AEON Wallet?
- Prefer a no-annual-fee credit card with direct shopping perks.
Applicants must be 18 or older, and a mobile phone number is required. High school students may apply after January 1st of their graduation year.
What is the WAON point system?
The WAON Point system allows shoppers to earn points when using eligible AEON cards or the WAON electronic money service at participating stores.
For every ¥200 spent at participating stores, customers typically earn 1 WAON Point (rates may vary depending on campaigns or store types).
You can earn points by using:
- WAON e-money (prepaid IC card)
- AEON Credit Cards (including the KASUMI Credit Card)
- WAON-compatible credit/debit cards
- Mobile payments using AEON Pay or AEON Wallet
WAON Points can be:
- Converted into WAON electronic money (1 point = ¥1)
- Used directly at checkout when linked to a WAON Card or AEON Wallet
- Applied to future purchases in AEON, Kasumi, MaxValu, Ministop, and other affiliated stores
WAON Points typically expire one year after they’re earned, so regular use is encouraged.
Where You Can Use WAON Points:
- AEON department stores
- Kasumi supermarkets
- MaxValu
- My Basket
- Ministop
- Other AEON Group affiliates and partner merchants
Apply for the KASUMI Credit Card Online
You can apply entirely online with AEON’s streamlined system. Here’s how it works:
Step 1 – Submit the Online Form
Fill out your details, including:
- Full name (in modern Kanji only).
- Residential address.
- Occupation and income.
- Mobile number and email address.
- You’ll receive an application confirmation email from @email.aeon.co.jp.
Tip: Adjust email filters to accept messages from @aeon.co.jp domains.
Step 2 – Quick Review Notification
A review is conducted, sometimes in as little as 5 minutes. AEON will send a review completion email with instructions on how to access your digital card.
Important: Do not delete this email—it cannot be reissued.
Note: Applications after 9:30 PM are processed the next day. Evening submissions (8:00 PM–9:30 PM) may be delayed depending on traffic.
Step 3 – Use Digitally Before the Card Arrives
You can begin using your card instantly for AEON Pay, online shopping, or mobile wallets.
Physical cards are sent by mail and may take up to one month, especially around public holidays or the New Year.
Required Information and Setup Notes
To apply for the KASUMI Credit Card online, have the following ready:
- A valid form of ID (My Number card, driver’s license, or residence card).
- Your cash card or bankbook for setting up a direct debit.
- A mobile phone number and a working email.
Input your full name exactly as it appears on your ID (in regular kanji). Cards may not be issued if the names do not match.
If your name can’t be entered exactly due to space or character limitations, in-store applications are required.
Rates, Fees, and Terms
Understanding how the card charges interest is important:
- Revolving Interest Rate: Approx. 15% annually.
- Late Payment Interest: Up to 20% annually.
- Annual Fee: None (standard).
- Cash Advance Rate: Higher than purchases.
- International Transaction Fee: Applied to non-yen purchases.
These are standard for consumer cards in Japan, though it’s advisable to avoid revolving balances unless necessary.
KASUMI Card vs Other Popular Cards
Let’s compare how the KASUMI Credit Card competes with three of Japan’s other major options.
Vs. Seven Card Plus (7-Eleven Group)
KASUMI Card wins for daily grocery shopping, while Seven Card Plus is better for 7-Eleven loyalty and fast convenience purchases.
| Feature | KASUMI Credit Card | Seven Card Plus |
|---|---|---|
| Main Retailer | Kasumi, AEON Group | 7-Eleven, Ito-Yokado |
| Point System | WAON Points | nanaco Points |
| Mobile Pay Support | AEON Pay, Apple Pay | nanaco Mobile |
| Best For | Grocery store shoppers | Convenience store users |
Vs. D CARD (NTT Docomo)
D CARD is stronger for mobile users (Docomo or d Payment users), while the KASUMI Card is more grounded in in-store benefits for supermarket shoppers.
| Feature | KASUMI Credit Card | d CARD |
|---|---|---|
| Point System | WAON Points | d POINTS |
| Retail Tie-in | Kasumi, AEON | Lawson, NTT group |
| Digital Setup | AEON Wallet | d Account, d Payment |
| Promotions | Store discounts | Mobile & data billing perks |
Vs. PayPay Card
PayPay Card is geared toward mobile app loyalty and PayPay ecosystem users, while KASUMI’s benefit is its synergy with physical retail and simple use.
| Feature | KASUMI Credit Card | PayPay Card |
|---|---|---|
| Rewards System | WAON | PayPay Bonus |
| Best Use | AEON/Kasumi stores | Yahoo! Shopping, PayPay QR payments |
| App Integration | AEON Wallet | PayPay app |
| Fee Structure | No annual fee | No annual fee |
Where to Get Help or Apply In Person
If you prefer support during the process, AEON provides several channels:
- AEON Credit Service Center: 0570-071-090 (Japanese only)
- In-person at AEON Mall customer service counters
- Mailing Address: AEON Credit Service Co., Ltd. 1-5-1 Nakase, Mihama-ku, Chiba-shi, Chiba 261-0023, Japan
Final Thoughts
If you’re a regular Kasumi shopper or already use AEON’s WAON services, apply for the KASUMI Credit Card online for everyday savings and integrated mobile use.
Its easy online application, quick activation, and no annual fee make it ideal for those seeking simplicity and utility.
Don’t fear a waste, it will be worth the effort.
Disclaimer: Details are based on AEON’s official terms as of June 2025. For the latest conditions and changes, always refer to the official application page or AEON’s support channels.
