The Amazon Mastercard in Japan is a credit card designed for online and offline shopping. It combines point rewards, convenience, and special deals.
The card is ideal for Amazon shoppers and everyday consumers. Knowing its benefits helps you decide if it is the right card for your lifestyle.
Overview of the Amazon Mastercard
Amazon, together with Japanese banks, offers Mastercard options for its customers. The card is available for both Prime and non-Prime members.
Each group earns points at different rates, giving more value to Prime subscribers. The card is structured to make online shopping smoother and more rewarding.
Types of Amazon Mastercard
There are two main types of Amazon Mastercard available in Japan. Prime members receive the enhanced version, which provides higher rewards on every purchase.
Non-Prime members have access to a standard version with slightly lower point accumulation. Both versions remain free of annual fees.
- No joining or yearly fees, making it cost-effective
- Cashback through points on purchases both online and offline
- Fast approval process with instant issuance options
- Compatibility with mobile payments for easy use
Reward Points System Explained
The Amazon Mastercard’s point system is its strongest feature. Cardholders can accumulate points that directly reduce future purchases.
Prime members earn more, while non-Prime members still benefit consistently. Points apply to Amazon purchases and participating stores.
Points on Amazon Purchases
Prime members get 2% points back for each purchase at Amazon.co.jp. Non-Prime members earn 1.5% points on the same platform.
This difference encourages frequent shoppers to consider Prime membership. It’s a straightforward way to save while shopping online.
Points at Convenience Stores
Convenience stores in Japan form a big part of daily life. With this card, you can earn 1.5% back at FamilyMart, Lawson, and Seven-Eleven.
Using Mastercard® contactless payments at 7-Eleven gives you an additional 5.5% bonus. This can total up to 7% back on eligible purchases.
Everyday Purchases Beyond Amazon
The benefits extend to spending outside Amazon. Cardholders receive 1% back at other retail shops, restaurants, and services.
This ensures steady rewards across most transactions. The program is versatile and not limited to online shopping.
No Annual or Joining Fees
This card stands out for being free of annual costs. Many credit cards charge yearly fees, but Amazon’s version does not.
That makes it a simple choice for first-time cardholders. It is also practical for families managing multiple cards.
Lifetime Free Membership
Amazon Mastercard does not have joining charges. Membership is valid for life without any renewal costs.
This lowers barriers for applicants who are worried about fees. The card keeps value high while removing hidden costs.
Comparison with Other Credit Cards in Japan
Rakuten Card is another popular option in Japan. While both cards offer no annual fees, Amazon Mastercard gives stronger Amazon-related rewards.
AEON Card provides retail-focused deals but does not reach Amazon’s online advantages. Comparing options shows how Amazon’s offer suits digital shoppers.
Special Campaigns and Promotions
Amazon Mastercard adds extra benefits through seasonal campaigns. These limited-time offers boost the card’s value further.
Campaigns often feature large point rewards. Staying updated on them is important for maximum gain.
High Five Campaign
One campaign is the Amazon Mastercard High Five. Cardholders who meet a spending condition may enter a lottery.
Winners can receive up to 50,000 Amazon points. This is a major incentive for active users.
Seasonal Offers
Amazon Mastercard provides seasonal promotions that add extra value. These campaigns are limited-time offers designed to reward frequent cardholders.
- Holiday point promotions to boost year-end shopping
- Partner campaigns with increased cashback percentages
- Discounts for limited travel and hotel bookings
- Periodic bonuses exclusive to Prime members
Shopping Benefits at Partner Stores
The Amazon Mastercard’s benefits extend to everyday purchases. Partner stores and travel services are included in its perks.
This helps cardholders save money on necessities and leisure. The deals are useful for both routine and special occasions.
Convenience Store Cashback
Japan’s convenience stores are essential for busy schedules. Amazon Mastercard offers up to 7% back when used at Seven-Eleven, FamilyMart, or Lawson.
Smartphone touch payments increase bonus points at 7-Eleven. This feature is ideal for small, frequent purchases.
Travel and Hotel Discounts
Travel-related discounts make the card more appealing. Expedia bookings can earn up to 10% off with coupons.
Hotels.com provides an 8% discount on reservations. These offers reduce the cost of both domestic and international trips.
Payment Flexibility and Security
Amazon Mastercard supports safe and flexible payment options. Its features improve the shopping process both online and in stores.
Security is strong, with reliable backing from Japanese financial partners. This ensures smooth and secure transactions.
Contactless Payment
Contactless payment is a standard feature of the card. With Mastercard® touch technology, purchases are faster.
Customers can pay with a simple tap at compatible terminals. This saves time and enhances convenience.
Electronic Money Integration
Electronic payments are essential for modern shopping. The Amazon Mastercard works smoothly with popular wallet services.
- Compatible with Apple Pay for iPhone, iPad, and Apple Watch
- Works with Google Pay on Android devices
- Accepted at stores supporting iD payments
- Enables both domestic and international transactions
Installment Plans
Customers can manage payments through installment plans. Two-installment payments are always free of fees.
Three-installment plans are also free when conditions are met. This provides flexibility for larger purchases.
Interest Rates of the Amazon Mastercard
Understanding the interest rates of a credit card is essential for smart use. The Amazon Mastercard in Japan has clear terms regarding charges.
Standard Purchase Rate
The standard purchase rate is around 15.0% to 18.0% annually, depending on the applicant’s screening results.
This rate applies when balances are carried over. Paying in full each month avoids these charges. Responsible usage helps you avoid unnecessary debt.
Cash Advance Rate
Cash advances usually carry a higher interest rate, around 18.0% annually. This rate is standard for most Japanese credit cards.
Cash withdrawal should be limited to emergencies. Planning ahead helps you avoid higher costs.
Contact Details for Amazon Mastercard Japan
If you have issues or questions, contacting customer support is important. Amazon provides several reliable ways to get assistance.
Phone Support
You can call the Amazon Mastercard support line through the number provided in your Amazon.co.jp account. Phone support is available 24/7 for emergencies such as lost or stolen cards.
For other inquiries, staff are available during standard Japanese business hours. Always have your card details ready when calling.
Online Support
Amazon offers an online help center through its official website. You can log in to your Amazon.co.jp account and navigate to the credit card services page.
There you can request help, report problems, or update account information. Online support is often the fastest option for routine questions.
Disclaimer
This article provides general information about the Amazon Mastercard in Japan. The details may change depending on the issuing bank’s policies.
Who Should Apply for the Amazon Mastercard?
The card is not for everyone. However, it is best suited for certain types of consumers. Amazon shoppers gain the most value. Daily convenience store users also benefit strongly.
Best for Amazon Shoppers
Prime members see the highest return from purchases. Frequent buyers get maximum advantage from the 2% point rate.
Even non-Prime members save with 1.5% back. This card suits heavy Amazon users.
Best for Everyday Shoppers
Convenience store visitors can maximize rewards. Families and individuals shopping at FamilyMart or Lawson earn points easily.
Travelers gain from Expedia and Hotels.com discounts. It adapts to both local and travel needs.
Application Process in Japan
Applying for the Amazon Mastercard is simple. The process is digital and quick. Basic eligibility requirements must be met. Approval and usage can happen the same day.
Eligibility
Applicants must reside in Japan. They also need a valid bank account for direct debit.
Identity verification is required for security. Meeting these conditions ensures faster screening.
Steps to Apply
The application process for the Amazon Mastercard is simple and can be completed online. Following the steps ensures a smooth and quick approval.
- Log in to your Amazon.co.jp account
- Click “Apply Now” to begin the process
- Fill in personal and financial details
- Wait for approval, which can take minutes
Why the Amazon Mastercard Stands Out?
The Amazon Mastercard in Japan offers more than points. It combines convenience, savings, and security.
From fast issuance to strong partner discounts, it provides consistent value. If you shop often, it is one of the most practical cards available.
